Question: How long is the contract?
Answer: Most contracts are for 48 months. If you make all of the payments, then we turn the title over to you and you own it.
Question: Do I have to keep the vehicle for the full term?
Answer: No. That's one of the great things about our program; you can turn your vehicle in at any time without penalty*, you can upgrade to a newer vehicle or just walk away. You will never be "upside down" in a car loan again!
Question: How much is the payment?
Answer: It depends on the vehicle that you pick out, but generally our payments range from $185 biweekly to $325 biweekly. Another great feature of our program is that everything is included in your payment. Unlike a car loan where you have to come out of pocket for your sales tax, license plates, personal property tax, etc., your only "extra" expense will be your insurance.
Question: What if I don't have auto insurance?
Answer: We work with a number of insurance brokers that will place your insurance on the spot.
Question: Will I need to make a down payment?
Answer: You will be required to pay an origination fee ranging from $500 to $2,500. It all depends on the vehicle that you pick out.
Question: Is this like a car lot where I will end up with a junk car that I don't want?
Answer: Absolutely not! We feature nice, late-model vehicles that you will take pride in driving. YOU pick the vehicle that you want to drive. Plus, all of our vehicles come with a 50,000 mile warranty and oil changes every 4,000 miles!
Question: Do you take trade-ins?
Answer: Yes. If you have a clear title you can trade it in.
Question: Is there a mileage restriction?
Answer: The average American drives 20,000 miles per year. So we have included a 20,000 mile per year allowance at no additional charge. If you drive more than that, we can add extra mileage into your contract for an additional charge.
Question: What if I don't have good credit?
Answer: We don't care. We don't even run your credit! We understand what has happened in our economy in the past several years, and we also understand how it has effected credit ratings. We know that sometimes bad things happen to good people. All you need to be approved is what is shown in our ad. GUARANTEED!
Question: Where is Rent To Own Auto Centers?
Answer: See below for the addresses of all our locations.
Question: Can I get insurance on the car I get?
Answer: Yes. We offer insurance on all our cars.